LIC AAO Job Profile

Candidates who desire to write the LIC AAO Exam may seldom or often wonder what is the job profile if this is the question then here is the answer. Read through to know in detail the role of an Assistant Administrative Officer; posting, promotion etc.

As the name suggests, the LIC Assistant Administrative Officer (LIC AAO) Job is more of administrative work that may include:

  • Devising new schemes, reviewing policies
  • Managing & filing claims, client interactions
  • Co-coordinating with other departments about a scheme/ policy and provide assistance etc.
  • Perform any other works as & when specified by the department head/ administrative officer

At times, the LIC AAO may have to travel to certain areas (though the AAO job profile does not include traveling widely) for follow up and not particularly for sales

LIC AAO Postings

The LIC AAO may be posted in any of the departments within the LIC as mentioned below.

  • Actuarial
  • Claims
  • Marketing/Sales
  • Finance/Accounts
  • Information Technology (IT)
  • Inspection
  • New Business
  • Policy Servicing

The aforementioned departments work only at Zonal, Divisional & Central Officer levels only.
If a candidate is appointed as an Assistant Administrative Officer (AAO) then he/she could be posted as a general officer or in any of the departments mentioned above.

LIC Assistant Administrative Officer (LIC AAO) Salary

As per the recent LIC AAO recruitment notice, the monthly salary of an AAO is approximately Rs. 40,245 (including allowances) at metropolitan cities. This amount varies slightly in other cities.

After all deduction, the take-home or in-hand salary of an LIC AAO would be roughly Rs. 33, 000-35,300 per month.
Generally, the LIC AAOs are also entitled to PF, pension, LTC, 2/4 wheeler loans, mediclaim, medical benefits & much more.

LIC AAO Career – Promotions and Prospects

The Life Insurance Corporation (LIC) of India is the largest insurance company with crores of policy-holders and assets. Hence to maintain a healthy relationship with the existing policy-holders and to bring new business, the LIC requires a large number of employees along with this the retirements at the senior level every year opens opportunity growth as well as for new recruitments.

The LIC AAO post provides great opportunity in an individual career starting as an assistant administrative officer they can reach to the zonal manager level as given in the below chart.

ZONAL MANAGER
SENIOR DIVISIONAL MANAGER
DIVISIONAL MANAGER
ASSISTANT DIVISIONAL MANAGER
ADMINISTRATIVE OFFICER
ASSISTANT ADMINISTRATIVE OFFICER (AAO)

Below-given is a list of Group ‘B’ Services in which candidates would be recruited after clearing all the stages if the CGL exam conducted by the SSC.

After few years in the service roughly for 5 – 8 years, an AAO will be promoted as administrative Officer (AO). Also, through internal posting, the AAO has an opportunity to get promoted as Assistant Branch Manager (ABM) in other departments.

The career prospect of an AAO depends on the promotion policies and various parameters set by the LIC of India.

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