LIC AAO Exam Pattern

Candidates who are planning to appear for the LIC AAO Exam here is the complete detail of the exam pattern which every candidate should know before starting their preparation.

Selection Procedure: The selection process for LIC AAO post will be made based on the performance in the on-line test followed by a personal interview of short listed candidates and subsequent Pre-Recruitment Medical Examination.

The detailed LIC AAO Exam pattern is as mentioned below.

The Exam is conducted in three stages and comprises of the following stages.

  1. Online Test
  2. Interview
  3. Pre-Recruitment Medical Examination
  4. Document verification

LICC AAO Exam Online Test Pattern

The Online Test is objective type or multiple choice. The exam is conducted for 2 hours’ duration. The LIC AAO Exam Online Test Pattern is as mentioned below.



Number of Questions




Reasoning Ability Test







120 Minutes (2 Hours)


Numerical Ability Test




General Knowledge Test, Current Affairs Test




Computer Knowledge Test




English Language Test with Special emphasis on Grammar, Vocabulary and Comprehension








  • The Online test of the AAO Exam is of Objective type i.e. it consists of Multiple Choice Questions (MCQs).
  • Duration of the exam is for 2 Hours (120 Minutes).
  • The exam consists of 160 questions asked only various subjects for a total of 300marks.
  • The English Language Test is of Qualifying nature and will not be counted for ranking.
  • There will be cut off for each section along with overall cutoff.
  • There will be sectional cut off along with overall cut off.
  • There will be a negative marking of 0.25 % for every wrong answer.
  • There will be a penalty for wrong answer given to a question by the candidates.
  • A negative marking of one-fourth (1/4th) of the marks assigned to that particular question will be awarded as penalty.
  • For questions that are not attempted i.e. for which candidates have not given any answer to such questions there will be no negative marking.
  • Candidates should pass in each section and the aggregate shall be decided by the Life Insurance Corporation (LIC) of India.
  • The marks scored in the English Section of the Online test is only of qualifying nature and will not be counted for ranking purpose.
  • The LIC of India has the discretion to decide the minimum marks in each section of the online test and the total marks for the final ranking.
  • Appearing in the online examination or mere pass in the online examination shall not confer any right on a candidate to be called for personal interview.

1.Pre-exam training for OBC/ SC/ST candidates

  • The LIC of India also provides pre-exam training for OBC/SC/ST candidates. Candidates willing to join the pre-examination should register their name and other details with the Divisional Office of LIC of India.
  • The Divisional Officer will inform the date and venue of the training to the registered OBC/SC/ST candidates.
  • Candidates should attend the training at their own cost on the date and at the venue informed to them by the Divisional Office.
  • The address of Divisional Offices of LIC can be taken from the LIC official address.

2. Interview

Candidates who successfully clear the online test will be summoned for the personal interview round.
The number of candidates called for the interview will be about three times the number of vacancies. The number of candidates called for the interview will be purely based on their ranking.

3. Pre-Recruitment Medical Examination

Candidates who are successfully clear the interview round will have to undertake a pre-recruitment medical examination and candidates who are certified medically fit will be offered the letter of appointment for the LIC AAO Posts.